Book Summary of Life Insurance Underwriting The book covers life insurance underwriting in a comprehensive way to facilitate easy understanding of the basic concepts of life insurance. It explains how each life to be assessed of its risk needs to be examined very carefully on the basis of the persons personal history, family history, life style, the habits, and the ailments suffered. Depending up on the various factors such as the physical measurements, heredity data, and the related factors, each risk is assessed individually or group-wise and then that particular risk is added in a particular group of similar risks.
Key Feature • Developed to help students and insurance professionals to become self-reliant in undertaking research, problem solving, and problem formulation • Will assist users to acquire expertise to determine their own priorities, to interpret and use insurance concepts effectively, and to monitor the training skills in their executives • Case studies and illustrations weaved through out the series to give theoretical as well as practical insight into various aspects of insurance operations
Table of Contents 1. Underwriting Basics 2. Underwriting Philosophy and Guidelines 3. Sources of Underwriting Information 4. Physiological Systems 5. Genetics and Life Insurance Underwriting 6. Technology in underwriting 7. Pricing Fundamentals 8. Modern Developments and Practices in Technology of Underwriting